Our Business
Banking Services

We walk in your shoes.

Investors Community Bank was founded by entrepreneurial bankers and local business leaders who believed that a customer-focused and innovative approach to banking could be highly valuable to Wisconsin’s independently-owned businesses and farms. The business experiences and relevant insights of our seasoned team make us uniquely capable of helping solve a wide range of complex business challenges and providing solution-oriented guidance to help your business thrive. Click a topic below to explore our Business Banking Services.

8 Ways Your Banker Can Impact Your Business

If you only reach out to your business banker when considering your financing options, you might be missing some of the best business-building guidance available to you. To learn more about all he or she can do to help you grow your business, download our free ebook — simply fill out the form!

8 ways your banker can impact your business ebook

Cash Management

Our Cash Management team has the expertise and services to optimize your day-to-day cash flow needs. Through customized solutions focused on what’s important to you, we help you efficiently manage, protect and distribute your funds, both with recommended changes to processes and with appropriate cash management tools.

One of the ways businesses can help manage cash flow is through deposit accounts. The most appropriate type of deposit account may be a business checking account (considered a “transactional” account) because these allow the free flow of funds in and out. Others include savings accounts and time deposit accounts, both with their own distinct purpose and benefits.

Our Business Products

Business Loans
Cash Management
Deposit Products
ICB Business Mobile

Protecting Your Business from Fraud & Cybercrime

In a recent report published by Small Business Trends, 55% of respondents said they'd experienced a cyber attack within the preceding 12-month period. The cost to a business can be significant; disruption to normal operations due to cyber attacks and data breaches cost businesses an average of $955,429 per incident.

Cybercriminals often target small businesses, assuming that they don’t have the resources to have sophisticated data protection systems in place. While this is too often the case, there are steps any business can take to mitigate their risks related to viruses, ransomware, check fraud, ACH fraud, and wire fraud. It’s our job to stay in front of developments related to cybercrime and be advocates for our customers to take the necessary steps to be well protected.

Insightful Business
Resources

We're here to help

Expert Advice

It’s not enough for a banker to have a general understanding of business operations, you should expect more. Your organization has its own unique processes, labor needs, distribution channels, vertical markets, order-to-cash cycles, supply chains and more, and you need to be able to rely on insights of knowledgeable, experienced bankers as they encounter challenges and seek to act on opportunities.

Our bankers are strategic problem solvers who can evaluate complex situations, ask the right (and sometimes tough) questions, and help identify the most practical steps forward to ensure the long-term success of your Wisconsin-based business.

Small Business Loans

Fuel your aspirations. Let our experienced business bankers help prepare your business for facilities additions, equipment purchases, staff additions, mergers or acquisitions, and dozens of other needs. Getting a business loan often requires the assistance of an expert who can help identify the right financing options for commitments that will be manageable for your business today and in the future.

SBA Loans

The Small Business Administration (SBA), a federal agency, offers small business owners a range of financing options beyond conventional loans. Because a portion of these loans is guaranteed by the SBA, lenders are often able to offer flexible terms and low interest rates. There are a number of different SBA loan programs, including 504, 7(a) Guarantee, Cap Lines and Express, each appropriate for specific situations.


 

Need More Information?

We’re ready – and eager to provide financial solutions.