Author: Mark Sterr
    Date: 08/14/2019

    Evaluating the Decision to Lease vs. Buy Equipment

    Companies regularly find themselves in the position of having to invest in equipment that will allow them to continue growing their businesses. If those businesses are startups, the need is sometimes more urgent, as...

    Topics: Financing , Business Growth , Cash Management

    Author: Sandy Retzki
    Date: 07/24/2019

    The Basics of a Business Line of Credit (LOC)

    A recent report on The State of Small Business Cash Flow states approximately 69% of small business owners have been kept up at night due to cash flow concerns. Any small business owner will agree that efficient cash...

    Topics: Financing , Business Growth

    Author: Tom Pennings
    Date: 04/17/2019

    Borrowing Base Certificates: How They’re Calculated and What to Look For

    One of the many challenges entrepreneurs face is keeping their capital levels sufficient enough to fund their growth. Other than cash on hand, many businesses rely on having a business line of credit (LOC); young,...

    Topics: Financing

    Benefits of Community Business Bank

    How to Find the Best Small Business Loan Alternatives in 2019

    When seeking financing, many small business owners work with their bankers to pursue loans from the Small Business Administration (SBA). The SBA offers a number of loan options to help start, build or grow a...

    Topics: Financing

    Author: Mark Sterr
    Date: 02/13/2019

    What Makes a Good Banking Relationship?

    It’s almost Valentine’s Day, the time of year when we celebrate the relationships we have with the people in our lives. While we’re probably not at the top of your Valentine’s Day gift-giving list, did you ever stop...

    Topics: Financing , Business Growth , General Business

    Is it Time for Your Business to Consider an Interest Rate Swap?

    Written by Tom Detienne and Will Deppiesse 

    Today’s fluctuating interest rate environment is leading many business owners to consider longer term fixed rates.  One way to obtain a long term fixed rate is via an...

    Topics: Financing , General Business

    Top 5 ICB Business Blog Articles of 2018

    As we begin 2019, we’d like to thank all of our subscribers for following the ICB Business Blog! If you like the content we share, please don’t hesitate to recommend our blog to a friend, or share on your social...

    Topics: Financing , Business Growth , Cash Management , Business Acquisition , General Business , Government Loan Programs/Financing Options

    9 of Our Favorite Business Websites

    Last month, we featured a list of favorite books recommended by our business banking team. But if you’re short on time and looking for a quick fix of information to access on the go, we can help with that too!

    Topics: Financing , Business Growth , Cash Management , Business Acquisition , General Business , Government Loan Programs/Financing Options

    Benefits of Community Business Bank