Municipalities and private businesses with cyclical inventory and production requirements often struggle to ensure that they have sufficient cash to consistently fund operations throughout the typical peaks and...
Date: 05/15/2019
Municipalities and private businesses with cyclical inventory and production requirements often struggle to ensure that they have sufficient cash to consistently fund operations throughout the typical peaks and...
Topics: Cash Management
Date: 05/08/2019
If you are a small business owner, you know managing day-to-day expenses can be tricky, especially when payments from clients are inconsistent. If you have experienced temporary cash flow problems here and there, you...
Topics: Cash Management , General Business
Date: 04/10/2019
The financial health of nonprofit organizations is incredibly important to our communities. Having served on several nonprofit boards over the years, it has become clear to me that good financial health is essential...
Topics: Cash Management , General Business
Date: 02/27/2019
Every small business owner, regardless of industry and employee count, needs to understand their company’s working capital cycle, or the amount of time it takes from producing a product or service to receiving...
Topics: Cash Management
Date: 01/02/2019
As we begin 2019, we’d like to thank all of our subscribers for following the ICB Business Blog! If you like the content we share, please don’t hesitate to recommend our blog to a friend, or share on your social...
Topics: Financing , Business Growth , Cash Management , Business Acquisition , General Business , Government Loan Programs/Financing Options
Date: 10/24/2018
Last month, we featured a list of favorite books recommended by our business banking team. But if you’re short on time and looking for a quick fix of information to access on the go, we can help with that too!
Topics: Financing , Business Growth , Cash Management , Business Acquisition , General Business , Government Loan Programs/Financing Options
Date: 08/22/2018
Most businesses at one time or another will experience challenging periods where revenue dips or profitability is compromised; whether from market contraction, emerging competitors, loss of a key customer, raw...
Topics: Financing , Business Growth , Cash Management , General Business
Date: 08/08/2018
Many of our past blog posts have focused on topics related to business financing – from preparing to apply for a loan and loan options, to what banks look for when evaluating potential borrowers, and much more. But...
Topics: Financing , Cash Management , General Business