Sandy Retzki, Vice President – Senior Business Banking Officer, has more than 25 years of commercial banking experience. She’s empowered by her skills and personal approach to provide the best financial solutions to her customers.

Author: Sandy Retzki

Sandy Retzki, Vice President – Senior Business Banking Officer, has more than 25 years of commercial banking experience. She’s empowered by her skills and personal approach to provide the best financial solutions to her customers.

Recent Posts


Sandy Retzki

Author: Sandy Retzki
Date: 02/27/2019

Managing Small Business Working Capital: Guidelines & Solutions

Every small business owner, regardless of industry and employee count, needs to understand their company’s working capital cycle, or the amount of time it takes from producing a product or service to receiving...

Topics: Cash Management

Sandy Retzki

Author: Sandy Retzki
Date: 06/13/2018

The Basics of a Business Line of Credit (LOC)

While most business owners are familiar with a business line of credit (LOC), many who are considering leveraging this financial tool for managing cash flow want to understand more, such as how interest rates are...

Topics: Financing , Business Growth

Sandy Retzki

Author: Sandy Retzki
Date: 01/03/2018

Growing Your Service-based Business: How a Community Bank Can Help

All prosperous businesses rely on some basic foundations for success: a better product or service, customer-centric care, proprietary technology or processes, skilled employees and smart management. But service-based...

Topics: Business Growth

Read the Benefits Community Business Bank Tip Sheet
Read the Benefits Community Business Bank Tip Sheet