Author: Bill Hodgkiss
    Date: 05/22/2019

    ICB Economic Update - Spring 2019

    As a business bank, we know how important it is to keep current on economic conditions in your region and the state, but sometimes only national data is readily available. That’s why we bring you the ICB Economic...

    Topics: General Business

    Author: Matt Lemke
    Date: 05/15/2019

    9 Key Cash Management Strategies for Cyclical Businesses

    Municipalities and private businesses with cyclical inventory and production requirements often struggle to ensure that they have sufficient cash to consistently fund operations throughout the typical peaks and...

    Topics: Cash Management

    Author: Lindsay Meyer
    Date: 05/08/2019

    7 Tips To Help You Prevent Cash Flow Crunch

    If you are a small business owner, you know managing day-to-day expenses can be tricky, especially when payments from clients are inconsistent. If you have experienced temporary cash flow problems here and there, you...

    Topics: Cash Management , General Business

    Benefits of Community Business Bank

    Author: Steve Van Remortel
    Date: 04/24/2019

    The ONE Secret to Talent Retention

    The #1 challenge I hear leaders talking about these days is having the quantity and the quality of talent to serve their customers and achieve the organization’s annual objectives and budget. You have to recruit and...

    Topics: Business Growth , General Business

    Author: Tom Pennings
    Date: 04/17/2019

    Borrowing Base Certificates: How They’re Calculated and What to Look For

    One of the many challenges entrepreneurs face is keeping their capital levels sufficient enough to fund their growth. Other than cash on hand, many businesses rely on having a business line of credit (LOC); young,...

    Topics: Financing

    Author: Will Deppiesse
    Date: 04/10/2019

    8 Things Every Nonprofit Needs to Do to Keep Their Budget on Track

    The financial health of nonprofit organizations is incredibly important to our communities. Having served on several nonprofit boards over the years, it has become clear to me that good financial health is essential...

    Topics: Cash Management , General Business

    How to Find the Best Small Business Loan Alternatives in 2019

    When seeking financing, many small business owners work with their bankers to pursue loans from the Small Business Administration (SBA). The SBA offers a number of loan options to help start, build or grow a...

    Topics: Financing

    Author: Tim Schneider
    Date: 03/20/2019

    What Does it Mean to Be a Community Bank?

    This is a special time of year for Investors Community Bank. We celebrate our 22nd anniversary on March 17, and we’re heading into National Community Banking month in April. It’s a good time to stop and reflect on...

    Topics: General Business

    Benefits of Community Business Bank